Here at Online Land Hub, we try to make it as simple as possible to purchase the land you want and start making your dreams come true! We only require $999 down and a $249 document fee (doc fee is one time per transaction, no matter how many properties you purchase). We also offer FIXED interest rates with easy monthly payments set on the 1st or 15th of the month, as long as the first payment is within 30 days of the sale.
Best of all, we don't do any background checks or credit checks either, so everyone is approved guaranteed! Oh, and did we mention there is absolutely no prepayment penalty? None! Your monthly payment is applied to your account balance using simple interest on the unpaid balance. Any and all extra monthly payments will be applied directly to the principal. All extra payments will directly lower your balance, reducing the overall interest you pay on your purchase.
After the purchase is made, we secure your property and you are able to use it that day! After the terms and conditions are agreed upon between Online Land Hub and the customer, then we submit everything for the contract to be completed. The contract for deed is typically done and emailed to you within 3 to 4 business days after the deposit is paid. While under contract, the property is restricted to some light covenants that have been set in place in order to keep things as tidy as possible for all parties (check FAQs for covenants).
Don't worry though, you are still able to build that amazing vacation home or cabin you have been dreaming of, while under contract! Once the customer has paid for the property in full, you become the new owner and you will receive the final deed through the mail.
Email sales@onlinelandhub.com or call 469-551-3006.
The same four plans you'll see on every tract page. Put more down to get discounts and a lower interest rate.
| Basic$999 down | Enhanced5% down | Most popularPremium10% down | Diamond20% down | |
|---|---|---|---|---|
| Down Payment | $999 | 5% of the price$1,999 under $20,000 | 10% of the price$2,999 under $20,000 | 20% of the price |
| Discount off list price | None | 5% | 10% | 20% |
| Interest Rate | 10.99% FIXED | 10.49% FIXED | 9.99% FIXED | 8.99% FIXED |
| Term | Standard termsUp to 20 years | Standard terms24 months under $20,000 | Standard terms12 months under $20,000 | Standard termsTracts $20,000 and up |
Standard terms: tracts up to $3,500 are paid over 36 months, up to $8,500 over 60 months, and above that over 240 months. No payment is ever under $100 a month: when a plan would come out lower, its term is shortened so the payment is $100 or a little more. Every plan includes a one-time $249 document fee per transaction, no credit or background check, and no prepayment penalty. Open any tract to see its exact monthly payment under each plan.
Try any price, down payment, rate and term and see the monthly payment right away.